Available Capacity:

Up to $50,000,000 for new projects no larger than six storeys, including up to $10,000,000 limits for Wood Frame projects.

Minimum Premium:

$25,000

Target Projects:

• Single structure condominiums or rental apartment buildings
• Single structure health and senior care facilities (no larger than four storeys)
• Multi-structure town home developments (no larger than three storeys)
• Single family dwellings (both on a single structure and multi-structure basis, including new subdivisions)

Available Capacity:

Up to $25,000,000, and up to $100,000,000 for excess policies.

Minimum Premium:

$5,000

Target Projects:

• Single structure condominiums or rental apartment buildings (no larger than six storeys)
• Single structure health and senior care facilities (no larger than four storeys)
• Multi-structure town home developments (no larger than three storeys)
• Single family dwellings (both on a single structure and multi-structure basis, including new subdivisions)
• Commercial, industrial and institutional projects (including single and multi-tenant occupancies)
• Civil projects (including infrastructure, highways and roads, sewers and watermains)

Available Capacity:

Up to $5,000,000 for Canadian-domiciled policyholders, including those with international sales.

Minimum Premium:

$5,000

Target Classes:

• Contractors (incl. blasting, concrete services, electrical services, excavation, mechanical services, paving and road construction, restoration and remediation services, sewer and watermain services, waterproofing, and welding)
• Business and personal services
• Manufacturing and wholesale (incl. construction materials, plastics, protective products, rubber products, and wood products)

Available Capacity:

Up to $5,000,000 for Canadian-domiciled policyholders, with very limited to no exposure to the United States.

Minimum Premium:

$5,000

Target Classes:

• Asbestos, lead and mould abatement
• Demolition
• Excavation
• Fire and flood services
• Mechanical services
• Paving and road construction
• Restoration and remediation services
• Sewer and watermain services
• Waterproofing
• Welding

Available Capacity:

Up to $25,000,000 for Canadian-domiciled policyholders, including those with international sales.

Minimum Premium:

$7,500

Target Classes:

• Contractors (incl. blasting, concrete services, electrical services, excavation, mechanical services, paving and road construction, restoration and remediation services, sewer and watermain services, waterproofing, and welding)
• Business and personal services
• Manufacturing and wholesale (incl. construction materials, plastics, protective products, rubber products, and wood products)

Available Capacity:

Up to $5,000,000 for Canadian-domiciled firms.

Minimum Premium:

$500

Target Firms:

• LLQP licensed Life Insurance agencies, including those who sell Accident and Sickness Insurance
• MFDA licensed Mutual Fund dealers
• IIROC licensed Securities dealers

Available Capacity:

Up to $5,000,000 for Canadian-domiciled professionals.

Minimum Premium:

$1,000

Target Professional Services:

• Paralegals
• Commercial Printers
• Safety Consultants
• Event Planners
• Bookkeepers
• Quality Control Professionals and Quality Surveyors
• Mediators (including ADR Professionals)
• Career Counsellors
• Court Reporters
• Staffing Agencies
• Property Managers

Available Capacity:

Up to $5,000,000 for Canadian-domiciled private corporations or not-for-profit organizations.

Minimum Premium:

$5,000

Target Classes:

• Real estate developers
• Technology companies
• Business services
• Professional services
• Consumer products
• Food and beverage
• Industrial services
• Manufacturing
• Associations